Planning Tools & Calculators

Calculators and tools to review and plan for your financial goals.

Account Performance

TIAA-CREF Mutual Funds
Compare performance for our mutual funds with this graphing tool.

Retirement Plan Accounts
Create performance graphs for variable annuities offered through our retirement plans, SRAs and IRAs.

Create an Asset Allocation

Asset Allocation Evaluator
See sample portfolios based on your answers to a few questions.

Save for Retirement

Retirement Goal Evaluator
Calculating your financial needs is the first step when determining if you’re on track for retirement. A TIAA-CREF advisor can help you create a personalized plan.

Minimum Distribution Calculator

Minimum Distributions Calculator
Determine how much you’re required to withdraw from your retirement accounts when you turn 70½.

Maximize Tax Deferral

Calculate TDA Contribution Limits
If you want to max out your retirement plan contributions but you don't know just what the max is, use this tool.

TDA Advantage Calculator
Putting money in a tax-deferred annuity builds your retirement savings while reducing your taxable income. Estimate your long-term growth and find out how much you'll save now.

Keogh Contribution Calculator
Saving your self-employment income for retirement? Get your Keogh limit here.

Determine Insurance Needs

Life Insurance Premium Quotes
Get an estimate on annual premiums for the policies available in your state.

Life Insurance Needs Analysis
Assess your coverage needs with this net worth and income-replacement evaluator.

Select a Product

IRA and Contribution Limits
Find out how much you can contribute to a Traditional and Roth IRA — and how much is tax-deductible.

Selecting the Right IRA
Which IRA is right for you? Compare the effects different types of IRAs have on your finances.

Roth IRA Conversion Calculator
Does it make sense for you to convert your existing IRA savings to a Roth account?

Plan for Your Goals

Target Value
Determine how much to save each month to meet your goals.

Compound Interest
Calculate the impact of compound interest on your savings.

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