About TIAA-CREF
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- Retirement Plans |
- IRAs |
- Education Savings |
- Mutual Funds |
- After-Tax Annuities |
- Life Insurance
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Retirement Plans

TIAA-CREF provides retirement plans at more than 15,000 colleges, universities, schools, research centers, medical organizations and other nonprofit institutions.

Employer-Sponsored Retirement Plans		Defined Contribution / Retirement Plans Offered through your employer, contributions to these plans are tax-deferred. In most cases your employer makes contributions on your behalf. Supplemental Retirement Plans Tax-deferred plans that allow you to save more for retirement in addition to the basic retirement plan offered by your employer.

Small Business Retirement Plans		Tax-deferred retirement plans for small business owners and their employees. SEP IRAs A Simplified Employee Pension (SEP) plan is easy to manage and involves a reduced level of paperwork, for certain businesses, as compared to Keogh Plans. Keoghs TIAA-CREF offers two types of Keogh plans: Profit sharing and money purchase which, for qualified investors, have higher contribution limits than a SEP IRA.

Individual Investors		IRAs Traditional and Roth IRAs can be used to make periodic investments and/or to consolidate assets into one account. After-Tax Annuities Get the benefit of tax-deferred growth and a choice of distribution options. Especially appropriate for individuals who already contribute the maximum to qualified retirement plans or IRAs.