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The Benefits of Consolidating Into a TIAA-CREF IRA

Why consolidate?
Consolidating your retirement assets into an IRA offers several benefits, all of which can potentially save you time and money. Whether you're consolidating your own retirement accounts from various employers, or consolidating your and your spouse or partner's accounts, you enjoy:

  • A comprehensive picture of your investment strategy
  • Simplified recordkeeping
  • Single source of income at retirement

And when you choose to roll over to a no-fee TIAA-CREF IRA1, those benefits are enhanced by a number of distinct advantages. The TIAA-CREF IRA offers you:

  • No IRA fees2 or minimum investment
  • A wide range of top-performing, low-cost investments3 with a proven track record of performance
  • The flexibility to choose from a variety of withdrawal and retirement income options
  • The opportunity to move easily between growth and guaranteed-income investments
  • Non-commissioned, objective advice at no additional cost.4

Only the TIAA-CREF IRA is backed by over 90 years of experience in helping people save for retirement. And our strong, non-profit heritage keeps costs low — and more of your money working for you.

Don't wait to get started
Consolidate your assets now — it's easy:

Let us help
Call a TIAA-CREF IRA specialist at 1 800 842-2888 to:

  • Simplify the rollover process
  • Walk you through the paperwork
  • Discuss your investment choices

You can also have a TIAA-CREF rollover specialist contact you.

Or send us an email.

Learn more
View our fund performance.

1Before transferring assets or replacing an existing annuity, be sure to carefully consider the benefits of both the existing and new product. There will likely be differences in features, costs, surrender charges, services, company strength and other important aspects. There may also be tax consequences associated with the transfer of assets. Indirect transfers may be subject to taxation and penalties. Consult with your own advisors regarding your particular situation.

2There is no account fee to own a TIAA-CREF IRA; however, brokerage transaction fees may apply. In addition, investors are subject to the underlying funds' portfolio management fees and expenses.

3Morningstar Direct (February 2008) based on Morningstar expense comparisons by category.

4Our Advisors receive no commissions. They are compensated through a salary plus incentive program.

IRA annuity contract form series 1280.2 and Roth IRA annuity contract form series 1280.3 are issued by Teachers Insurance and Annuity Association (TIAA), 730 Third Avenue, New York, NY 10017.

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