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ELIGIBILITY: INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)

You are eligible for a TIAA-CREF Investment Solutions IRA if:
  • You are an employee, retiree, or trustee of any eligible institution. An eligible institution is an organization that meets our criteria to offer TIAA-CREF-funded retirement plans, regardless of whether TIAA-CREF is actually available there.

    Examples include nonprofit colleges and universities, public and private elementary and secondary schools, teaching hospitals, museums, libraries, and certain other nonprofit institutions. Government entities, including political subdivisions and instrumentalities of a local, state, or federal government are also eligible.

  • You are an existing participant in an employer-sponsored retirement plan with TIAA-CREF, or you own an individual insurance contract through TIAA. Ownership of products issued by other TIAA-CREF companies (such as TIAA-CREF Life Insurance Company) does not apply.

    For further information, please call 1 800 842-2888.

  • You are the spouse or domestic partner of anyone eligible to open a TIAA-CREF IRA.

  • You meet the TIAA-CREF IRA eligibility criteria, your spouse or partner will be eligible to establish a TIAA-CREF IRA.
U.S. residents who do not meet the eligibility criteria above can still fund their IRA with TIAA-CREF mutual funds and non-TIAA-CREF investments (including mutual funds, stocks, bonds and CDs) through TIAA-CREF Brokerage Services.
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