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Contribute to an IRA

Depending on your IRA's contract number, choose the way you would like to contribute. Or, learn more about opening a no-fee IRA.*

If your TIAA-CREF IRA contract starts with a LETTER:

Online Log in to your account to contribute.
Phone 1 800 842-2776 (using an authorized electronic funds transfer (EFT) for your IRA).
Mail

Download and complete the contribution coupon (PDF). Please write your contract number and the tax year for your contribution on your check. Note: SEP IRA contributions are reported on Form 5498 in the calendar year in which they are received. Your tax form may reflect both current and prior year contributions, if both were received in the same calendar year.  Please consult your tax advisor with any questions.

Please mail the check and coupon to:


P.O. Box 530166
Atlanta, GA 30353-0166

If your TIAA-CREF IRA contract starts with a NUMBER:

Phone 1 800 223-1200
Mail Please write your contract number and the tax year for your contribution on your check and mail to:

TIAA-CREF Mutual Funds
P.O. Box 8009
Boston, MA 02266-8009

* There is no account fee to own a TIAA-CREF IRA; however, brokerage transaction fees may apply. In addition, investors are subject to the underlying funds' portfolio management fees and expenses. You should evaluate all fees and expenses when making an investment decision.

IRA annuity contract form series 1280.2 and Roth IRA annuity contract form series 1280.3 are issued by Teachers Insurance and Annuity Association (TIAA), 730 Third Avenue, New York, NY 10017.

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