About TIAA-CREF
Products
- Retirement Plans |
- IRAs |
- Education Savings |
- Mutual Funds |
- After-Tax Annuities |
- Life Insurance
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Find an after-tax annuity in your state

Please select your state of residence to see which products are available in your state:

As you are shopping for an annuity, be sure to consider the following:

Annual fees and expenses
Guaranteed¹ interest rates and terms
Investment choices and fund expenses
Performance²
Surrender fees
Product features (i.e. death benefits) and their cost
Issuing company stability and ratings

Please keep in mind the annuities are designed for retirement and other long term goals. When you contribute to an annuity, your money must remain in it until you reach 59½. If you make a withdrawal before then, the money will be taxed as ordinary income and you may be subject to an additional 10% early withdrawal penalty. Furthermore, if you choose to invest in the variable investment products, your money will be subject to the risks inherent in investing in securities.

¹ All guarantees are based upon TIAA-CREF Life's claims paying ability.

² Past performance is no guarantee of future results.

After-tax annuities are issued by TIAA-CREF Life Insurance Company (TIAA-CREF Life), 730 Third Ave., New York, NY 10017.

1 877 554-8282
M-F 8 a.m. to 6 p.m. (ET)

Speak to a noncommissioned^† TIAA-CREF Life Insurance Company (TIAA-CREF Life) annuity specialist or request a call.

5-Year Fixed Term^*
Deposit Rate

3.00^%

as of
10/26/2009

Fixed term rates, performance and disclosure.

*TIAA-CREF Investment Horizon Annuity. Not available in all states. Read the prospectus (PDF) carefully before investing.

Exchange Your Annuity

Learn whether exchanging your after-tax annuity to a TIAA-CREF Life after-tax annuity is right for you.

^†Our consultants receive no commissions. They are compensated through a salary plus incentive program.

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