• Header section: which allows you to name the document
• Disclaimer section: enables you to include any appropriate legal text
• Contribution section: This is the section where you indicate the plan(s) detail
• Employee section: allows you to indicate what personal information is required by your employees

The arrows down the right-hand side in dark brown allow you to change the order of the specific sections. Selecting the names of the sections (edit header, edit disclaimer, edit contribution, edit employee) allows you to customize each section. You'll notice the upper right hand corner of the screen provides a sample agreement (be sure to have your customized version of the salary reduction agreement approved by your legal counsel) and the bottom buttons allow you to "save Draft" to return to the document as you make changes and the "Submit Form" button which will enable your employees to access the agreement online. Lets review each section:

After clicking the "Edit Header" link from the Agreement Home page, the following page is displayed. You can customize the header of the form and "apply" changes to return to the main page of the template. "Cancel" will return you to the Agreement homepage without affecting any changes. "Reset" resets the page to the most recent data.

After clicking the "Edit Disclaimer" link from the Agreement Home page, the Disclaimer page is displayed. (sample text is provided, however, always confer with your legal counsel for the appropriate text). Again you can customize this of the form and "apply" changes to return to the main page of the template. "Cancel" will return you to the Agreement homepage without affecting any changes. "Reset" resets the page to the most recent data.

After clicking the "Edit Plan" link from the Agreement Home page, the Plan page is displayed. (Sample text is provided, however, always confer with your legal counsel for the appropriate text). Select the appropriate plan from the "Plan Name" drop down. If you have more than one plan that you would like included on the form you will need to repeat this section for each. Note whether the employee can include a percent, dollar amount and or maximum amount. You can also alter the text for each. Select any additional contributions amounts that apply and the appropriate IRS language will populate on the form. You can customize this section of the form and "apply" changes to return to the main page of the template. "Cancel" will return you to the Agreement homepage without affecting any changes. "Reset" resets the page to the most recent data.

In the Other Financial Institutions section you can allow employees to contribute to other financial institutions in addition to TIAA-CREF.

Once you apply the change, the new plan will now appear on the Agreement Homepage. You can edit this specific plan by selecting "Edit Plan" or add another plan by selecting "Add Plan" which will now appear at the bottom of your Agreement Homepage

After clicking the "Edit Employee" link from the Agreement Home page, the following page is displayed. You can customize this section of the form to indicate what pieces of information you wan employees to provide when they fill-out the form. Selecting "apply" will apply the changes and return you to the main page of the template. "Cancel" will return you to the Agreement homepage without affecting any changes. "Reset" resets the page to the most recent data.

When you have completed the template and have had it reviewed by your legal counsel you can submit the form thereby making it available to your employees.