TIAA-CREF Plan Administrators

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The federal wire (or Fed Wire) transfer service is used by Federal Reserve Banks and the Treasury for large dollar, time-sensitive payments. The advantage of Fed Wire is that it offers immediate funds transfer, if received before 4:00 p.m. Eastern Time.

The Automated Clearing House (ACH) transfer service is a computer-based, batch-oriented clearing and settlement facility for the interchange of electronic debits and credits among financial institutions. With ACH transfers, payments have a final settlement one day after transfer and are significantly less expensive than Fed Wire.

For Fed Wire and for Automated Clearing House CCD + formatted services, please mail your payment, institution's name, and Premium Payment Group (PPG) code to the following address:

Chase Manhattan Bank, N.A.
Chase Metrotech Center
Brooklyn, New York 11245
ABA No. 021000021

For the credit to the account of:
Teachers Insurance and Annuity Association
Account No. 910-2-754315

Please include your institution's name and Premium Payment Group (PPG) code as a reference.

Always remember to send your remittance report either with or prior to your payment.

Telephone transfer is an efficient and low-cost method for remitting contributions that have been authorized to be moved from your institution's bank account to TIAA-CREF. You can also call the TIAA-CREF Administrator Telephone Center at 1 888 842-7782 to discuss any questions.

Obtaining a Password
To use telephone transfer, you must first obtain a security code by completing a Telephone Remittance Authorization Form and mailing it with a voided check and a postage-paid envelope to:

When you are ready to transfer funds:

Dial 1 800 685-8422 before 4:00 p.m., Eastern Time
Enter your security code
A voice-activated system will guide you through the rest of the process.
When you have signed up, you will also receive step-by-step instructions for using the telephone prompts.

Note: Payments are effective the next business day if entered prior to 4:00pm EST. If entered after 4:00pm EST, the payment is effective two business days later.

You may mail a check made payable to TIAA-CREF; please include a remittance voucher. Please also include your Premium Payment Group (PPG) code on both the check and your voucher. Send them to one of the following TIAA-CREF lockboxes:

TIAA-CREF (Eastern)
P.O. Box 8500 (S-2565)
Philadelphia, PA 19178-2565

TIAA-CREF (Midwest)
P.O. Box 71220
Chicago, IL 60694-1220

TIAA-CREF (Southeast)
P.O. Box 65380
Charlotte, NC 28265-0380

TIAA-CREF (Western)
Department No. 76113
Los Angeles, CA 90088-6113


•	Accessing employee data


•	Remitting premium data


•	Sending premium payments
	• Getting started • Remittance EFT • EFT for online data entry • Other methods

•	Employee terminations and vesting


•	Enrolling employees


•	Salary reduction agreement


•	Contribution limits