Retiree Healthcare Program From TIAA-CREF

The tax information contained herein is not intended to be used, and cannot be used by any taxpayer, for the purpose of avoiding tax penalties that may be imposed on the taxpayer. It was written to support the promotion of the products and services addressed herein. Neither TIAA-CREF nor its affiliates offer tax advice.

Taxpayers should seek advice based on their own particular circumstances from an independent tax advisor.

Teachers Insurance and Annuity Association will provide services to the plan and make available mutual funds. TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products.