Skip Navigation

Mutual Funds: Standardized Prior Quarter-End Performance

TIAA-CREF Funds - Retail Class1
Average Annual Total Returns as of 09/30/2009 Expense Ratios*
1 Year 3 Year 5 Year 10 Year Since
Inception1
Gross Net Inception
Date
International
International Equity** -3.29% -5.77% -- -- -3.29% 0.94% 0.94% 03/31/2006
U.S. Equity
Equity Index** -6.46% -5.14% -- -- -3.74% 0.44% 0.44% 03/31/2006
Growth & Income** -2.63% 0.47% -- -- 1.31% 0.93% 0.91% 03/31/2006
Large-Cap Growth -4.21% -2.03% -- -- -2.68% 1.07% 0.91% 03/31/2006
Large-Cap Value -0.82% -5.68% 2.23% -- 7.51% 0.89% 0.89% 10/01/2002
Mid-Cap Growth -2.69% -2.61% 3.20% -- 9.04% 0.99% 0.95% 10/01/2002
Mid-Cap Value -3.94% -3.29% 5.30% -- 11.18% 0.90% 0.90% 10/01/2002
Small-Cap Equity -8.59% -5.99% 1.26% -- 8.16% 0.98% 0.94% 10/01/2002
Social Choice Equity** -6.16% -4.40% -- -- -3.29% 0.56% 0.56% 03/31/2006
Fixed Income
Bond** 9.75% 5.45% -- -- 5.66% 0.63% 0.63% 03/31/2006
Bond Index -- -- -- -- 11.07% 0.58% 0.48% 09/14/2009
Bond Plus 9.50% 4.01% -- -- 4.46% 0.80% 0.70% 03/31/2006
High-Yield 18.78% 5.50% -- -- 5.50% 0.76% 0.75% 03/31/2006
Inflation-Linked Bond 4.45% 4.97% 4.30% -- 5.14% 0.69% 0.69% 10/01/2002
Short-Term Bond 7.19% 4.56% -- -- 4.70% 0.73% 0.65% 03/31/2006
Tax-Exempt Bond 12.55% 4.79% -- -- 5.19% 0.71% 0.70% 03/31/2006
Asset Allocation
Managed Allocation2 1.70% -1.09% -- -- -0.28% 0.88% 0.71% 03/31/2006
Real Estate
Real Estate Securities -29.01% -13.86% -0.61% -- 6.91% 0.95% 0.95% 10/01/2002
Lifecycle
Lifecycle Retirement Income 5.16% -- -- -- -3.17% 2.22% 0.63% 11/30/2007
Money Market
Money Market3,** 0.91% 3.18% -- -- 3.45% 0.47% 0.47% 03/31/2006
7-day current annualized yield 0.01% as of 11/19/2009
7-day effective annualized yield 0.01% as of 11/19/2009

back to top

The performance data quoted represents past performance, and is no guarantee of future results. Your returns and the principal value of your investment will fluctuate so that your shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted above. Click here for performance current to the most recent month-end or call 1 800 842-2242.

  1. Performance figures include the reinvestment of all dividends and any capital gains distribution.

    The inception date for the Bond Index fund is September 14, 2009. Year-to-date performance is calculated from the inception date. The Since Inception values presented for this fund are cumulative values and not an average annualized total return.
  2. The fund's adviser does not receive a management fee for its services to the TIAA-CREF Funds - Managed Allocation Fund (Retail Class). The Managed Allocation Fund only has contracted to reimburse the funds for their direct expenses through January 31, 2010. Shareholders indirectly bear their pro rata share of the fees and expenses of the funds in which the Managed Allocation Fund invests.
  3. Beginning August 18, 2009, part or all of the 12b-1 distribution expenses of the Retail Class of the TIAA-CREF Money Market Fund are not being reimbursed to the Fund's distributor. Without this change, current and effective annualized yields and total returns would have been lower. This voluntary decision of the distributor not to be reimbursed may be discontinued at any time without notice.

    The TIAA-CREF Money Market Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in the fund.
    The current yield more closely reflects the fund's current earnings than does the total return.
* The net annual expense ratio represents expenses after reimbursement and waivers, while the gross annual expense ratio represents expenses without any reimbursements and waivers. Certain funds have expense reimbursement arrangements that will continue through at least April 30, 2010 for the Equity Index Fund and January 31, 2010 for the other Funds, and can only be changed with approval of the Board of Trustees. Without these waivers and reimbursements, Fund expenses would be higher and their performance would have been lower.
** The fund's Institutional Class began operations on July 1, 1999. Performance shown prior to the inception of the Retail Class is based on the performance of the fund's Institutional Class. Performance has not been restated to reflect the higher expenses of the Retail Class. If the expense differential had been reflected, performance for these periods would have been lower.

TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc. distribute securities products. You should consider the investment objectives, risks, charges and expenses carefully before investing. Please click here or call 1 877 518-9161 for a prospectus that contains this and other information. Please read the prospectus carefully before investing. Investment products are not FDIC insured, may lose value, and are not guaranteed.

C45833
Site Map | Security | TIAA-CREF Online Privacy Policy | Terms & Conditions | Business Continuity | Prospectuses