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Mutual Funds: Current PerformanceLog In

TIAA-CREF Funds - Retail Class1
Performance Data2
as of 07/02/2009
Average Annual Total Returns2
as of 06/30/2009
Net Asset
Values
Net
Change
YTD
Return3
1 Year 3 Year 5 Year 10 Year Since
Inception3
International
International Equity* $4.71 -0.14 4.20% -34.80% -9.71% 1.39% -- 2.08%
U.S. Equity
Equity Index* $6.79 -0.21 1.65% -26.52% -8.42% -1.91% -- -1.64%
Growth & Income* $7.98 -0.24 2.70% -23.71% -2.67% 1.57% -- -0.83%
Large-Cap Growth $7.31 -0.19 7.50% -28.26% -5.17% -- -- -6.64%
Large-Cap Value $8.80 -0.30 4.27% -23.79% -9.83% -1.25% -- 4.94%
Mid-Cap Growth $11.43 -0.35 13.39% -32.97% -7.91% -0.95% -- 6.81%
Mid-Cap Value $11.07 -0.39 6.65% -28.62% -8.05% 1.54% -- 8.60%
Small-Cap Equity $8.89 -0.36 -0.11% -26.19% -11.40% -2.59% -- 5.70%
Social Choice Equity* $6.88 -0.22 2.99% -25.31% -7.88% -1.62% -- -1.49%
Fixed Income
Bond* $10.08 +0.03 2.28% 4.33% 5.31% 4.27% -- 5.66%
Bond Plus $9.44 +0.02 3.59% 1.60% 3.48% -- -- 3.17%
High-Yield $8.42 +0.01 23.53% 0.03% 3.33% -- -- 2.75%
Inflation-Linked Bond $10.01 -0.02 4.05% -1.99% 5.22% 4.49% -- 4.90%
Short-Term Bond $9.93 +0.03 2.08% 3.15% 4.30% -- -- 4.07%
Tax-Exempt Bond $9.98 0.00 5.70% 3.75% 3.99% -- -- 3.64%
Asset Allocation
Managed Allocation $7.74 -0.13 4.27% -17.56% -3.58% -- -- -3.78%
Real Estate
Real Estate Securities $5.25 -0.32 -17.78% -44.47% -19.23% -4.47% -- 2.89%
Lifecycle
Lifecycle Retirement Income $8.09 -0.09 3.68% -9.32% -- -- -- -8.78%
Money Market
Money Market4,* $1.00 0.00 0.35% 1.50% 3.62% 3.44% -- 3.36%
7-day current annualized yield 0.24% as of 07/01/2009
7-day effective annualized yield 0.25% as of 07/01/2009

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The performance data quoted represents past performance, and is no guarantee of future results. Your returns and the principal value of your investment will fluctuate so that your shares, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted above.

  1. The expense ratio and performance return of these funds reflect an agreement by the funds' advisor to voluntarily reimburse various other expenses of the funds. Without this reimbursement, the fund's expenses would have been higher, and its performance lower.
  2. Performance figures include the reinvestment of all dividends and any capital gains distribution. Rates of return reflect past performance and are no guarantee of comparable future results. The value of investments in the funds can rise or fall. Individual shares may be worth more or less than their original price when redeemed.
  3. To see the inception date for each fund, click on that fund and review the profile information. The inception date for the Lifecycle Retirement Income fund is November 30, 2007. The Since Inception values presented for this fund are cumulative values and not an average annualized total return.

    From November 30, 2007 on, the since inception performance shown is computed from the inception date of the fund/account (the date on which the fund/account became publicly available). Previously, since inception performance for this fund/account was computed from the net asset value per share on the day prior to the inception date. The since inception performance for the International Equity, Equity Index, Growth and Income, Large-Cap Growth, Social Choice Equity, Bond, Bond Plus, High-Yield, Short-Term Bond, Tax-Exempt Bond and Money Market funds were not impacted by this change.
  4. The TIAA-CREF Money Market Fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Although the fund seeks to preserve the value of your investment at $1 per share, it is possible to lose money by investing in the fund. Notwithstanding the preceding statements, the Fund is participating in the U.S. Treasury's Temporary Guarantee Program for Money Market Funds. The Program generally does not guarantee any new investments in the Fund made after September 19, 2008. The current yield more closely reflects the fund's current earnings than does the total return.
*

The fund's Institutional Class began operations on July 1, 1999. Performance shown prior to the inception of the Retail Class is based on the performance of the fund's Institutional Class. Performance has not been restated to reflect the higher expenses of the Retail Class. If the expense differential had been reflected, performance for these periods would have been lower.

TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc. distribute securities products. You should consider the investment objectives, risks, charges and expenses carefully before investing. Please click here or call 1 877 518-9161 for a prospectus that contains this and other information. Please read the prospectus carefully before investing. Investment products are not FDIC insured, may lose value, and are not guaranteed.

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