| 1. | The Institutional Mutual Fund - Retail Class Money Market Fund, as in other funds, is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other U.S. government agency. Although the fund seeks to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in the fund. |
© 2008 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017