Intelligent Life Variable Universal Life and Intelligent Life Survivorship Variable Universal Life, issued by TIAA-CREF Life Insurance Company, are low-load flexible premium life insurance policies designed to provide long-term life insurance benefits. Learn more about coverage, fees and expenses >>
| Intelligent Life Variable Universal Life Intelligent Life Survivorship Variable Universal Life |
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| Average Annual Total Returns as of 09/30/2009 (including hypothetical data) |
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 YTD |
1 Year |
3 Year |
5 Year |
10 Year |
Since Fund Inception | Subacct Inception Date | Fund Inception Date | ||||||||||||||
| International | |||||||||||||||||||||
| Credit Suisse Trust - International Equity Flex II1 (PDF) | 28.20% | -7.44% | -10.99% | -0.55% | -2.29% | -0.15% | 03/09/2006 | 09/30/1996 | |||||||||||||
| Delaware VIP International Value Equity-Std Class (PDF) | 28.11% | 3.00% | -5.85% | 3.53% | 4.04% | 6.41% | 03/09/2006 | 10/29/1992 | |||||||||||||
| Janus Aspen Overseas-Inst. Shares1 (PDF) | 70.00% | 24.54% | 6.38% | 18.12% | 8.64% | 11.89% | 03/09/2006 | 05/01/1994 | |||||||||||||
| MFS Global Equity-Initial Class (PDF) | 23.98% | 1.19% | -1.99% | 5.40% | 3.89% | 4.09% | 03/09/2006 | 05/03/1999 | |||||||||||||
| Templeton Developing Markets - Class 1 (PDF) | 56.23% | 10.86% | 2.84% | 11.76% | 8.19% | 2.30% | 03/09/2006 | 03/04/1996 | |||||||||||||
| TIAA-CREF Life International Equity (PDF) | 24.75% | -4.87% | -6.77% | 4.10% | -- | -1.47% | 03/09/2006 | 04/03/2000 | |||||||||||||
| Wanger International (PDF) | 42.83% | 11.25% | 0.35% | 11.13% | 7.58% | 13.08% | 03/09/2006 | 05/03/1995 | |||||||||||||
| U.S. Equity | |||||||||||||||||||||
| Credit Suisse Trust - U.S. Equity Flex I1 (PDF) | 17.43% | -13.36% | -7.29% | -3.35% | -2.02% | 2.36% | 03/09/2006 | 06/30/1995 | |||||||||||||
| Delaware VIP Small Cap Value-Std Class (PDF) | 22.55% | -7.47% | -6.00% | 2.29% | 7.46% | 8.51% | 03/09/2006 | 12/27/1993 | |||||||||||||
| Franklin Small-Mid Cap Growth-Class 1 (PDF) | 33.38% | -3.04% | -3.66% | 0.75% | 1.47% | 5.49% | 03/09/2007 | 11/01/1995 | |||||||||||||
| Janus Aspen Forty - Inst. Shares (PDF) | 38.60% | 3.92% | 4.69% | 7.26% | 2.75% | 9.39% | 03/09/2006 | 05/01/1997 | |||||||||||||
| Janus Aspen Perkins Mid Cap Value - Inst. Shares1 (PDF) | 26.99% | 1.42% | 1.40% | 5.99% | -- | 10.69% | 03/09/2006 | 05/01/2003 | |||||||||||||
| Janus Aspen Risk-Managed Core-Service Share (PDF) | 15.22% | -9.40% | -7.03% | 0.15% | -- | 4.35% | 03/09/2006 | 01/01/2003 | |||||||||||||
| Jennison 20/20 Focus-Class II (PDF) | 39.74% | 5.34% | -0.95% | 6.44% | -- | 2.96% | 03/09/2006 | 02/15/2000 | |||||||||||||
| Legg Mason Partners Variable Aggressive Growth Portfolio (PDF) | 28.10% | -0.78% | -7.88% | -0.45% | -- | 1.48% | 03/09/2006 | 11/01/1999 | |||||||||||||
| Legg Mason Partners Variable Small Cap Growth Portfolio (PDF) | 33.27% | -6.35% | -2.31% | 2.87% | -- | 3.42% | 03/09/2006 | 11/08/1999 | |||||||||||||
| MFS Growth - Initial Class (PDF) | 28.03% | -0.35% | 0.80% | 4.69% | -1.67% | 5.36% | 03/09/2006 | 07/24/1995 | |||||||||||||
| MFS Investors Growth - Initial Class (PDF) | 28.00% | -2.31% | -2.56% | 1.53% | -2.28% | -1.06% | 03/09/2006 | 05/03/1999 | |||||||||||||
| Mutual Shares Securities-Class 1 (PDF) | 20.27% | -5.29% | -6.06% | 1.57% | 4.64% | 5.36% | 03/09/2006 | 11/08/1996 | |||||||||||||
| Neuberger Berman AMT Partners - I Class (PDF) | 47.20% | -2.29% | -5.89% | 1.87% | 1.92% | 6.59% | 03/09/2006 | 03/22/1994 | |||||||||||||
| Neuberger Berman AMT Regency - I Class (PDF) | 36.36% | -0.89% | -5.94% | 0.51% | -- | 3.45% | 03/09/2006 | 08/22/2001 | |||||||||||||
| PVC Equity Income Account - Class 1 (PDF) | 11.96% | -10.52% | -6.65% | 1.45% | 5.29% | 4.58% | 03/09/2006 | 04/28/1998 | |||||||||||||
| PVC Mid-Cap Stock Account - Class 1 (PDF) | 22.30% | -4.19% | -5.42% | 2.08% | -- | 5.66% | 03/09/2006 | 05/01/2000 | |||||||||||||
| Royce Capital Fund Small-Cap Portfolio-Investment Class (PDF) | 29.14% | -2.46% | -0.11% | 4.35% | 11.20% | 10.47% | 03/09/2006 | 12/27/1996 | |||||||||||||
| Royce Capital Fund Micro-Cap Portfolio-Investment Class (PDF) | 46.55% | 2.88% | -2.04% | 4.46% | 11.08% | 11.23% | 03/09/2006 | 12/27/1996 | |||||||||||||
| TIAA-CREF Life Growth & Income (PDF) | 21.78% | -2.75% | -0.12% | 4.36% | -- | -1.36% | 03/09/2006 | 04/03/2000 | |||||||||||||
| TIAA-CREF Life Growth Equity (PDF) | 24.71% | -4.03% | -2.47% | 1.00% | -- | -6.98% | 03/09/2006 | 04/03/2000 | |||||||||||||
| TIAA-CREF Life Large-Cap Value (PDF) | 28.02% | -2.03% | -6.49% | 1.39% | -- | 6.20% | 03/09/2006 | 10/28/2002 | |||||||||||||
| TIAA-CREF Life Small-Cap Equity (PDF) | 21.76% | -8.60% | -6.18% | 0.89% | -- | 7.88% | 03/09/2006 | 10/28/2002 | |||||||||||||
| TIAA-CREF Life Social Choice (PDF) | 22.66% | -6.65% | -5.07% | 1.22% | -- | -1.77% | 03/09/2006 | 04/03/2000 | |||||||||||||
| TIAA-CREF Life Stock Index (PDF) | 20.39% | -7.11% | -5.83% | 0.66% | -0.22% | 0.18% | 03/09/2006 | 01/04/1999 | |||||||||||||
| Value - Class II (PDF) | 32.43% | -0.89% | -6.10% | 2.87% | -- | 1.25% | 03/09/2006 | 05/14/2001 | |||||||||||||
| Wanger Select (PDF) | 50.84% | 6.05% | -3.12% | 4.15% | 7.58% | 8.37% | 03/09/2006 | 02/01/1999 | |||||||||||||
| Wanger U.S.A. (PDF) | 33.35% | -3.87% | -4.36% | 2.30% | 4.75% | 9.91% | 03/09/2006 | 05/03/1995 | |||||||||||||
| Balanced | |||||||||||||||||||||
| Calamos Growth & Income (PDF) | 29.49% | 10.14% | -0.38% | 3.43% | 5.54% | 5.36% | 03/09/2006 | 05/19/1999 | |||||||||||||
| Franklin Income Securities - Class 1 (PDF) | 26.42% | 9.56% | -1.32% | 2.91% | 6.30% | 7.91% | 03/09/2006 | 01/24/1989 | |||||||||||||
| PIMCO All Asset-Institutional Class (PDF) | 18.43% | 8.03% | 2.60% | -- | -- | 2.47% | 03/09/2006 | 04/30/2003 | |||||||||||||
| Fixed Income | |||||||||||||||||||||
| Delaware VIP Diversified Income-Std Class (PDF) | 21.82% | 20.10% | 8.04% | 6.25% | -- | 6.11% | 03/09/2006 | 05/16/2003 | |||||||||||||
| Legg Mason Partners Variable GL High Yield Bond Portfolio (PDF) | 46.65% | 14.89% | 1.11% | 3.23% | -- | 4.97% | 03/09/2006 | 05/01/1998 | |||||||||||||
| PIMCO Global Bond-Unhedged -Institutional Class (PDF) | 15.98% | 19.00% | 7.86% | -- | -- | 6.97% | 03/09/2006 | 01/10/2002 | |||||||||||||
| PIMCO Real Return-Institutional Class (PDF) | 15.06% | 8.03% | 4.69% | 3.89% | 4.74% | 6.99% | 03/09/2006 | 09/30/1999 | |||||||||||||
| TIAA-CREF Life Bond (PDF) | 6.13% | 8.19% | 3.72% | 3.23% | -- | 3.04% | 03/09/2006 | 07/08/2003 | |||||||||||||
| Real Estate | |||||||||||||||||||||
| TIAA-CREF Life Real Estate (PDF) | 13.30% | -29.08% | -14.16% | -1.06% | -- | 6.73% | 03/09/2006 | 10/28/2002 | |||||||||||||
| Sector Specific | |||||||||||||||||||||
| Credit Suisse Trust - Commodity Return Strategy (PDF) | 8.80% | -22.73% | -4.48% | -- | -- | -3.65% | 03/09/2006 | 02/28/2006 | |||||||||||||
| MFS Utilities-Initial Class (PDF) | 25.12% | 4.39% | 3.44% | 11.26% | 6.63% | 11.33% | 03/09/2006 | 01/03/1995 | |||||||||||||
| Natural Resources - Class II (PDF) | 59.49% | 5.27% | 6.89% | -- | -- | 16.46% | 03/09/2006 | 04/28/2005 | |||||||||||||
| Money Market | |||||||||||||||||||||
| TIAA-CREF Life Money Market (PDF) 2 | -0.23% | 0.09% | 2.34% | 2.53% | -- | 2.06% | 03/09/2006 | 07/21/2003 | |||||||||||||
| 7-day current annualized yield -0.62% as of 09/30/2009 7-day effective annualized yield -0.62% as of 09/30/2009 |
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| Intelligent Life Universal Life Intelligent Life Survivorship Universal Life |
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Fixed Account Guaranteed Minimum Crediting Rate is 3.00% |
Current Crediting Rate |
| Fixed Account 3 | 5.00% |
Performance shown represents past performance only. Past performance is not an estimate or guarantee of future performance. Your contract value and the actual investment return of the subaccounts will fluctuate in response to market conditions and the specific portfolios you choose so that your contract, when redeemed, may be worth more or less than the amount of your purchase payments. Please refer to the section of the prospectus entitled "Policy Benefits and Risks Summary" for a description of the relationship between investment performance and contract benefits. Current performance may be higher or lower than the performance quoted above.
Additional information about Intelligent Life Variable Universal Life and Intelligent Life Survivorship Variable Universal Life coverage, fees and expenses
You pay premiums for insurance coverage. Expenses deducted from Policy value include charges for cost of insurance, policy fee, mortality and expense risk charge and a premium tax charge. See the prospectus and other information available on this website for detailed information about the policy's benefits, risks and expenses. You may allocate premiums and Policy value to one or more Policy subaccounts and the assets are then invested in a corresponding underlying portfolio. Each portfolio has a different investment objective which will affect its return and its risk.
Performance and portfolio information available on this website may not reflect all, policy and portfolio expenses which, if considered, would result in performance shown being lower. Please refer to the section of the prospectus entitled "Policy Benefits and Risks Summary" for a description of the relationship between investment performance and contract benefits.
For time periods pre-dating the Subaccount Inception Date but not the Fund Inception Date, hypothetical performance is shown based upon the Fund Inception Date, applying contract charges assessed at the Separate Account level to approximate the performance the subaccount would have achieved. The performance shown reflects fees and charges assessed by each subaccount's underlying Fund and current mortality & expense risk and administrative risk charges deducted from separate account assets. Some Fund advisors have agreed to limit their expenses; without these limits, performance would have been lower. The returns shown do not reflect the individual cost of insurance or premium taxes levied by some states. Had these fees and charges been deducted, the performance quoted would have been lower.
Before purchasing a Variable Life contract, you should obtain an illustration of values that reflects all charges applicable to your contract. Your registered representative can provide you with a personalized illustration. The current yield more closely reflects the account's current earnings than does the total return.
TIAA-CREF Individual & Institutional Services, LLC, and Teachers Personal Investors Services Inc., members FINRA, distribute securities products. Variable Universal Life Insurance, policy form series AM-SVUL.2 and AM-SVUL.3 (2008), Survivorship Variable Universal policy form series AM-JVUL.3 (2008), Universal Life policy form series AM-SUL.2 and AM-SUL.3 (2008), and Survivorship Universal Life policy form series AM-JUL.3 (2008) are issued by TIAA-CREF Life Insurance Company. 730 Third Avenue, New York, NY 10017. Not available in all states.
© 2009 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017
