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• Retirement Investments

  Investments offered through employer-sponsored retirement plans.

• IRAs

  TIAA and CREF Variable & Traditional Annuity Accounts, Retirement Class Mutual Funds and TIAA-CREF Lifecycle Funds.

• Retail Class Mutual Funds

  A family of no-load mutual funds from four major asset classes.

• Institutional Class Mutual Funds

  Available for purchase through certain intermediaries affiliated with TIAA-CREF, such as TIAA-CREF Trust Company.

• After-Tax Annuities

  Flexible premium deferred variable annuities and a single premium deferred fixed annuity.

• Life Insurance

  Intelligent Life Variable Universal Life (VUL), Intelligent Life Survivorship Variable Universal Life (SVUL), Intelligent Life Universal Life (UL) and Intelligent Life Survivorship Universal Life (SUL) Insurance.

• 529 Plans

  State-sponsored 529 College Savings Plans.

TIAA-CREF
Lifecycle Funds:

A Simplified "One Decision" Strategy for Investing