Strength Through Partnership: Florida Educators & TIAA-CREF


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TIAA-CREF is pleased to join the Florida Model Plan as one of the five providers selected by the Independent Benefits Council.  As the not-for-profit retirement market leader 1, and the leader in the combined public and private K-12 market 2, TIAA-CREF combines industry experience with a competitive, low-cost offer to help Florida educators get the most from their retirement accounts.

About the TIAA-CREF Florida Model Plan Offer


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By partnering with a provider whose values and capabilities are aligned with your needs, plan sponsors can help deliver important benefits to their fellow educators, including:

Low Cost, High Value Offer:  Our low administrative expense and low-cost investments put more of our participants’ money to work for them.
Confidence in Your Provider: TIAA, the insurance company affiliate that backs TIAA Traditional Annuity and our other guaranteed products, has received the highest ratings for its stability, claims-paying ability and overall financial strength from all four major insurance rating agencies.
Access to Advice from a Florida-Based Team: GWN Securities, a participating advisor in the TIAA-CREF Retirement Advisory Alliance, has a rich history of supporting Florida educators.

1 - Source: LIMRA, Not-for-Profit Market Survey, first-quarter 2011 results. Based on a survey of 30 companies; TIAA-CREF assets under management by market segment estimated; segment breakdown based on 20 companies representing 97% of the total reported full-service assets. Market share ranking does not reflect current investment performance.
2 - Based on Morningstar data (as of 6/30/11), the expense ratio on all mutual fund products and Variable Annuity Accounts managed by TIAA-CREF are generally less than half the mutual fund industry average.

You should consider the investment objectives, risks, charges and expenses carefully before investing. Please call 877 518-9161, or go to tiaa-cref.org for a prospectus that contains this and other information. Please read the prospectus carefully before investing.
TIAA-CREF products may be subject to market and other risk factors. See the applicable product literature, or visit tiaa-cref.org for details.

TIAA-CREF and GWN Securities, or any of its affiliates or subsidiaries (collectively, GWN) are not affiliated with, or in any way related to each other. TIAA-CREF acts as recordkeeper for the Plan and is not a fiduciary to the Plan or its Participants, nor is it responsible for the investment advice provided by GWN. GWN offers participant education and investment advice to Participants. Information linked or provided by either party is based on sources that each party believes to be accurate and complete; however, neither party guarantees that any information provided by the other party are accurate or complete.

TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products. Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY.

For Institutional Investor Use Only. Not for Use With or Distribution to the Public.

©2011 Teachers Insurance and Annuity Association-College Retirement Equities Fund (TIAA-CREF), New York, NY 10017

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