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CD Rates

Institution Term Maturity Coupon Rate Payment

BANK BARODA
NEW YORK, NY
N/A in OH, MI, HI, TX

 6 month 5/25/2010 0.40% Maturity

WESTERNBANK
MAYAGUEZ, PR
N/A in PR

 1 year 11/19/2010 1.35% Monthly

RG PREMIER BANK
SAN JUAN, PR
N/A in PR

  2 year  11/23/2011  2.25% Monthly

BEACH COMMUNITY BANK
FT WALTON BEACH, FL

  3 year  11/23/2012 2.25% Monthly

AMERICAN EXPRESS BANK FSB
SALT LAKE CITY, UT
N/A in TX

  4 year  11/25/2013  2.80% Semi Annual

AMERICAN EXPRESS CENTURION BANK
SALT LAKE CITY, UT
N/A in OH, TX

  5 year  11/25/2014 3.05% Semi Annual

NOTE: The coupon rates are as of November 17, 2009 and are subject to availability and change. A minimum deposit of $5000 is required. The interest payments are not reinvested and are paid as cash in your brokerage account.

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TIAA-CREF Brokerage Services, a division of TIAA-CREF Individual & Institutional Services, LLC, members FINRA/SIPC
Investment products are not FDIC insured, not bank guaranteed, and may lose value.
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