When the employee is within a few years of retirement, he/she should call 1 800 842-2776, Monday through Friday from 8 a.m. to 10 p.m., and Saturdays from 9 a.m. to 6 p.m., ET. A consultant will discuss your various retirement income options and provide you with the appropriate materials and forms.

Once they have determined which income options they want, they can download the appropriate form for their contract. Is your contract ERISA or non-ERISA?

Lifetime Annuity Income
from RAs/GRAs, ERISA
from RAs/GRAs, non-ERISA
from SRAs/GSRAs, ERISA
from SRAs/GSRAs, non-ERISA
from a Rollover IRA Income

Minimum Distribution Income
Begin Minimum Distribution Payments, ERISA
Begin Minimum Distribution Payments, non-ERISA

Interest-Only Option
TIAA Traditional Interest Payment Retirement Option, ERISA
TIAA Traditional Interest Payment Retirement Option, non-ERISA

• Read Facts About Transfer Payout Annuities • Read 2005 Tax Guide • Read Your Financial Organizer • Read Building Your Portfolio with TIAA-CREF • Read TIAA-CREF Group SRA Loans		• Read TIAA-CREF Retirement Plan Loans • Read Retirement Strategies • Read Planning Your Retirement With TIAA-CREF • Read Evaluating Your Retirement Income Portfolio