Your employees can choose e-delivery of a variety of communications, such as statements, prospectuses, financial supplements, proxy solicitations, our privacy policy and other information.

First, your employee must log into "Account Access" with their user ID and password. Then click on "Personal" beside "My Profile" in the upper left side of the page. Then use the dropdown menu next to "Electronic delivery" at the bottom of the page to choose "All", "Some" or "No" documents to be sent by e-delivery. After the selection is made, be sure to click on the "Submit Changes" button at the bottom of the page.

If an employee chooses "All", then account-specific information (such as quarterly statements and confirmation notices), regulatory documents (such as annual reports and prospectuses) and other communications will be sent electronically. If "Some" is chosen, a list of available documents will appear and your employee can choose which ones to receive by e-delivery. By selecting "None" your employee has opted to receive no information by e-delivery so all communications from us will be sent by regular mail.

• Be sure to remind your employees that any communications that have been chosen for e-delivery will no longer be sent to them in paper form.
• Your employees can change their preferences at any time.

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