Your employees can view, change, add or remove a beneficiary designation online at any time. All they need to do is log into their accounts with their user ID and password. Then click on the "Beneficiary" tab at the top, left side of the page. The next screen allows them to view their beneficiary information and make any necessary changes.

Your employees can also access and update beneficiary designations and other personal information through My Profile. All they need to do is log into their accounts with their user ID and password and select the "My Profile" tab from the top left side of the page. Then follow the easy instructions to enter in their updated information.

If you have an employee who prefers not to make beneficiary changes online, he or she can also download and print the appropriate Beneficiary Change form, which will need to be completed and mailed as indicated on the form. (Please note that we cannot accept online beneficiary changes for mutual fund accounts.)

Your employees can access the forms by going to www.tiaa-cref.org and selecting "Find a form" from the "How do I...?" drop-down menu. Then from the "Beneficiary Designation Forms" drop-down menu, they can select the appropriate form, print, complete and mail it to:

TIAA-CREF
730 Third Avenue
New York, NY 10017

If your employee needs further assistance, he or she can speak with a Consultant at 800 842-2776 Monday through Friday from 8:00 am to 10:00 pm and Saturday from 9:00 am to 6:00, ET.

• Read Facts About Transfer Payout Annuities • Read 2005 Tax Guide • Read Your Financial Organizer • Read Building Your Portfolio with TIAA-CREF • Read TIAA-CREF Group SRA Loans		• Read TIAA-CREF Retirement Plan Loans • Read Retirement Strategies • Read Planning Your Retirement With TIAA-CREF • Read Evaluating Your Retirement Income Portfolio