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TIAA-CREF Individual & Institutional Services, LLC, and Teachers Personal Investors Services, Inc., Members FINRA, distribute securities products.

The performance data quoted represents past performance, and is no guarantee of future results. Your returns and the principal value of your investment will fluctuate so that your shares or accumulation units, when redeemed, may be worth more or less than their original cost. Current performance may be lower or higher than the performance quoted above.

© 2009 and prior years, Teachers Insurance and Annuity Association - College Retirement Equities Fund (TIAA-CREF), New York, NY 10017

Read the TIAA-CREF Individual & Institutional Services, LLC unaudited Statement of Financial Condition as of June 30, 2009. (PDF)

Read the TIAA-CREF Individual & Institutional Services, LLC audited Statement of Financial Condition as of December 31, 2008. (PDF)

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